The petty loan on credit for the farming household, which has been carried out since the second half of 1999, is the best one that is keeping with household contract responsibility system being practised in our countryside. 而我国自1999年下半年推行的农户小额信用贷款,就是最符合现阶段我国农村实行的联产承包责任制特点的一个信贷品种。
I present you the origin of the petty loan and the system of the petty loan on credit for the farming household in our countryside. 主要分析与论述小额贷款的起源和我国农户小额信用贷款的制度,比较了中外农户小额信用贷款的异同。
In my study, I drew the conclusion that the petty loan on credit is policy. 第二部分是对我国农户小额信用贷款的政策性进行研究。
Bank can play a big role in providing petty loan, designing proposal of employment, and offering consulting service and ensuring social security. 银行可以在小额贷款、创业(再就业)方案设计、信息咨询服务和监督保证社会保障资金的使用等方面有所作为。
Section II is the problem, of which the petty loan companies encounter in the course of the actual operations, mainly in such areas like the internal control system, regional differences, local government administrative intervention. 第二节为小额贷款公司在实际运营过程中所遇到的问题,主要从内控制度、区域差异、地方政府行政干预等方面展开。
The third chapter which can be said to be the focus of this paper, is several proposals to achieve sustainable development of petty loan companies. 第三章为完善小额贷款公司制度的建议,可谓是本文的重点。
Therefore, the legal system related to inadequate or lack of petty loan companies has become its development bottleneck. 因而,相关法律制度的不健全或缺失已成为制约小额贷款公司发展的瓶颈。
The characteristic of this thesis is, draw lessons from domestic and international credit management theory, combined with the practice cases analysis, through loans to small companies to undertake SWOT is analysed, put forward the petty loan company product development countermeasure and proposal. 本文的特色及创新之处在于,借鉴国内外小额信贷管理研究理论,结合案例实践分析,通过对小额贷款公司进行SWOT分析,提出小额贷款公司产品开发的对策和建议。
Section I is the problems arising from the petty loan companies themselves, as a result of its legal system design. 第一节为小额贷款公司法律制度设计本身所带来的问题。
Up to now, the petty loan companies in whole country have entered a period of rapid development in terms of quantity and size. 到目前为止,无论从数量上还是从规模上,全国的小额贷款公司已进入一个快速发展的阶段。
As the production of financial innovation in China, the petty loan companies play the irreplaceable roles for solutions of difficulties in refinancing and loan witnessed by small-and medium size enterprises, as well as optimizing arrangement of financial resources. 作为我国金融创新的产物,小额贷款公司对缓解中小企业融资难、贷款难,进一步优化金融资源配置,发挥着无法替代的作用。
The second chapter is an analysis of the existing problems of petty loan companies in the legal system, which is divided into two sections. 第二章为小额贷款公司及其制度存在的问题,共分二节。
In a manner of speaking, private capital has been keeping high enthusiasm on developing petty loan company since its experimental work. 可以说,试点以来民间资本对于发展小额贷款公司一直保持着很高的积极性。